Where can I Get the Best Exchange Rates in Bali? Bali Currency Guide
If you plan a trip to Bali, you must sort out your travel wallet before you step off the plane. Whether you are wondering how much physical Bali travel cash to carry, looking for the best exchange rates, or trying to avoid common street scams, this guide breaks down everything you need to know.
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What is the AUD to Bali Currency?
green rice field Via Unsplash (by Niklas Weiss)
The local currency used in Bali is the Indonesian Rupiah (IDR).
The current mid-market exchange rate is approximately 1 AUD = 12,573 IDR.
Here is a quick conversion cheat sheet to help you gauge pricing for your trip:
AUD to IDR Quick Reference Table
Australian Dollar (AUD) | Indonesian Rupiah (IDR) | Rough Local Value Equivalence |
$1 AUD | ~12,500 IDR | A small bottle of water or local snack. |
$5 AUD | ~63,000 IDR | A fresh coconut or a standard Bintang beer at a local warung. |
$10 AUD | ~125,500 IDR | A casual local meal (Nasi Goreng) with a drink. |
$20 AUD | ~251,500 IDR | A short massage at a local spa or a mid-range cafe lunch. |
$50 AUD | ~628,500 IDR | A nice dinner for two or a day-use scooter rental for a week. |
$100 AUD | ~1,257,000 IDR | A private day-driver tour or a night in a boutique hotel. |
Where can I Get the Best Exchange Rates in Bali?
island under white sky Via Unsplash (by Alfiano Sutianto)
When it comes to getting the most Indonesian Rupiah (IDR) for your foreign currency, you have two primary options: withdrawing from local ATMs or visiting a physical money changer.
Best Place to Exchange Currency for Bali
Real-world traveler tests show that local ATMs generally offer the most competitive exchange rates in Bali, even after factoring in international transaction fees.
- ATM Case Study: Withdrawing 1,500,000 IDR from a BCA ATM using an international Visa card incurred a minor fee of roughly $1.96 AUD, yielding an optimal exchange rate of 1:2270.
- In contrast, the maximum rate available at top-tier physical authorized money changers during the same period capped out at 1:2200.
Tips for Using Physical Money Changers
If you prefer carrying physical cash to convert upon arrival, look for reputable, authorized currency exchange booths (such as BMC or Central Kuta).
- Target Rate: Look for authorized booths offering a rate higher than 1:2100.
- Red Flag: If the advertised rate is significantly lower or seems suspiciously high, walk away and compare other options.
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125092 booked
How Much Cash Do You Really Need for a Bali Vacation?
black building on gray rock hill Via Unsplash (by Harry Kessell)
How much cash you need to bring to Bali depends entirely on your travel style and how much you have already pre-booked online (like your accommodation, flights, or major tours).
Because Bali is a cash-heavy destination for everyday transactions, having a solid cash strategy is essential. Here is a realistic budget breakdown, covering both mandatory arrival costs and daily spending tiers.
Mandatory Entry Costs (Paid at the Airport)
Before you even leave Denpasar Airport (DPS), there are two mandatory official fees you need to account for. You can pay these in cash or by card, but it is highly recommended to handle them online (e-VoA and the official Love Bali portal) before you fly to save time.
- Visa on Arrival (VoA): 500,000 IDR (approx. $42 AUD) per person, valid for 30 days.
- Bali Tourist Levy: 150,000 IDR (approx. $13 AUD) per person.
- Total Entry Cost: 650,000 IDR (~$55 AUD) per person.
Daily Cash Spending Tiers
If your flights and hotels are already taken care of, your daily cash will mostly go toward meals, transport (Gojek/Grab), massage treatments, and shopping.
🟢 The Budget Backpacker: $30 to $55 AUD per day
- Who it’s for: Travelers staying in social hostels or fan-cooled guesthouses, renting a standard 110cc scooter, and eating primarily at local warungs (local family-run diners).
- Typical Costs: Local meals like Nasi Goreng or Mie Goreng cost around 20,000 to 40,000 IDR ($2–$4 AUD). A daily scooter rental is roughly 80,000 IDR ($6.50 AUD).
🟡 The Mid-Range Traveler: $80 to $160 AUD per day
- Who it’s for: Couples and solo travelers staying in AC boutique hotels, eating smoothie bowls at Western-style cafés for breakfast, hitting a mix of local and casual international restaurants, and booking a few paid activities (like surf lessons or yoga classes).
- Typical Costs: Café meals or acai bowls cost 70,000 to 100,000 IDR ($6–$9 AUD), a 2-hour private surf lesson runs around $30–$40 AUD, and short Gojek car or motorbike rides cost $2–$5 AUD.
🔵 The Luxury Splurge: $250+ AUD per day
- Who it’s for: Travelers booking private pool villas or 5-star beachfront resorts, spending days at high-end beach clubs (like Potato Head or Savaya) with minimum spend requirements, indulging in premium spa rituals, and hiring private drivers.
- Typical Costs: A full-day private driver for hassle-free sightseeing runs about 600,000 to 800,000 IDR ($50–$65 AUD). A premium 2-to-3-hour resort spa package costs $70 to $150 AUD.
Bali Attractions Review
Ayung River Rafting Bali
4.5/5
119 reviewsIt's a fun activity, not too extreme, and I think it's even suitable for children aged 8-10. There's a stop along the way where you can have a beer or juice, and there's also a tame otter. :) The descent to the boats is okay, but your legs are a bit shaky afterwards. The climb up is less steep, so it's easy. After rafting, the food is delicious, and there's a lovely view of the rice fields and palm trees. Lockers are safe for storing things, even your phone, but you can also bring it and give it to the guide, who will put it in a dry bag. There's also a stop along the way with a small waterfall, where you can take photos. I recommend it; it's a lot of fun.
How to Avoid Money Changer Scams in Bali
Scam spelled with scrabbles on a wooden table Via Unsplash (by Markus Winkler)
The Indonesian Rupiah carries a large number of zeros, which can easily confuse tourists during transactions. Protect your wallet by staying alert to these common pitfalls:
- Double-Check Your Change: It is not uncommon for cashiers to accidentally (or intentionally) hand back a 2,000 IDR note instead of a 20,000 IDR note.
- Count Cash Before Leaving the Desk: Some unauthorized money changers use "sleight of hand" tricks to secretly drop bills behind the counter during the counting process.
What Is the Currency Used in Bali?
The official currency used in Bali—and throughout the rest of Indonesia—is the Indonesian Rupiah.
- Currency Code: IDR
- Currency Symbol: Rp
Indonesian currency comes in a mix of colorful paper banknotes and metallic coins. Because the numbers on the bills are quite large, it takes a little getting used to for international travelers.
Banknotes in Circulation
Paper bills are the most common form of currency you will use daily. They come in the following denominations:
- Rp 1,000 (Yellow/Green)
- Rp 2,000 (Gray)
- Rp 5,000 (Tan/Brown)
- Rp 10,000 (Purple)
- Rp 20,000 (Green)
- Rp 50,000 (Blue)
- Rp 100,000 (Red)
Coins in Circulation
Coins are generally used for minor change at local convenience stores (like Indomaret or Alfa Mart) or for small parking fees. You will see them in:
- Rp 100, Rp 200, Rp 500, and Rp 1,000
How to Pay in Bali? Cash vs. Card vs. QRIS
person holding black and white electronic device Via Unsplash (by Towfiqu barbhuiya)
When traveling to Bali, using a combination of physical cash (Indonesian Rupiah) and a zero-foreign-fee debit/credit card is the absolute best payment strategy.
While Bali is rapidly modernizing its digital payment options, it remains a cash-heavy society for daily activities. Here is a breakdown of the best payment methods to use and when to use them.
Payment Method | Acceptance Level | Best Used For | Pros | Cons / Traps to Avoid |
Cash (Indonesian Rupiah - IDR) | Universal (100% required daily) | Local warungs (diners), street food, traditional markets, beach vendors, surf lessons, tips, temple entry fees, and parking. | Accepted everywhere; avoids credit card minimums and transaction surcharges. | Large number of zeros makes it easy to miscount; risk of street money-changer scams or physical theft. |
Travel Debit / Credit Card (Visa / Mastercard) | High (Main tourist hubs) | Beach clubs, Western-style cafés, high-end restaurants, hotels, dive shops, and supermarkets (Coco Mart / Bintang). | Secure; easy to track expenses; great for large transactions without carrying thick wads of cash. | Small shops often charge a 2%–3% processing surcharge or enforce a minimum spend threshold (e.g., 100k IDR). |
Ride-Hailing Apps (Gojek / Grab) | Very High (Island-wide transport/delivery) | Motorbike taxis (ojek), ride-hailing cars, and holiday food delivery straight to your villa. | Completely cashless; automatic fare billing; eliminates the hassle of drivers not having exact change. | Requires internet data; you must link your international card inside the app before booking. |
QRIS (Local Indonesian QR Code) | Ubiquitous (On almost every shop counter) | Boutique stores, trendier local stalls, and independent cafes. | Incredibly fast and convenient; zero physical contact or loose coins required. | Usually requires a local Indonesian digital wallet (like OVO or Dana), though some international digital banks are starting to support it. |
[10%OFF] Bali Hotel Recommendations
Bali Hotels
5 star
Great456 Reviews
Nusa Dua Bali|16.74km from downtown
The hotel is located within a large complex. There are many restaurants just a street away, and it's a pleasant 10-15 minute walk to the Collection mall, or you can use the scheduled shuttle service. The hotel isn't directly on the beach, but they offer regular shuttle rides to and from the seaside. Most of the hotel staff are very friendly, with the exception of a few at the beach. Every time I tried to buy a coconut at the beach, the staff would say they were sold out. And when I tried to order other drinks, they seemed quite annoyed. The room itself was spacious and very clean. They provide four complimentary bottles of water daily, and you can request four more. Any additional bottles after that come with a charge. During breakfast, you can see many small squirrels being fed from little wooden bowls hung on the trees in the restaurant.FromSGD 168
Amazing116 Reviews
Ubud Bali|22.98km from downtown
This is a premium hotel far outside of Ubud center. Be aware you are about 30 minutes from Ubud if you stay here and there really isn't much to do in the immediate area besides stare at the jungle. Staff was outstanding here with frequent greetings by name and remembering you like a Ritz Carlton.
Because I enjoy regular outings I actually found the location quite inconvenient as an hour a day would have to be devoted just to getting to and from Ubud.
The room I got was enormous and included a dining room, sitting room, bedroom, large bathroom. The in room amenities were great including a free restocking mini bar with snacks (no alcohol) and a large smart TV. The bed was huge, soft, and comfortable.
The bathtub was a downside as it was quite small by western standards (not as small as a japanese tub though). I'm not a very big individual at 173cm and I felt it was too narrow and not long enough. Perhaps suitable for petite individuals only. Be aware of that if like me and many Americans you prefer baths over showers.
The property is very large and you will likely want to regularly use the phone to request the on site golf cart shuttles to get around it as otherwise you will spend much of your time walking uphill from the rooms to the amenities near the entrance like the restaurant and pool.FromSGD 93
Great573 Reviews
Jimbaran Bali|14.95km from downtown
We chose this hotel for the last two nights of our Bali trip because it offered excellent value compared to many other resorts in Bali and even other InterContinental properties. The resort itself is huge, with a wide variety of facilities including separate adult and family pools, an indoor gym, a calisthenics gym, beautiful ponds, direct beach access, and very friendly staff. On paper, it seemed like a fantastic choice.
Unfortunately, our stay turned out to be extremely disappointing.
We stayed in room number 4127. On our first night, both of us woke up covered in insect bites despite sleeping tucked under the blankets. Around midnight, we had to spray both the bed and ourselves with insect repellent just to get through the night. The following morning, we reported the issue and requested a room change because we were concerned there might be insects in the mattress. Instead, we were only offered fresh bed sheets and a general cleaning of the room.
Sadly, the exact same thing happened again on the second night. We woke up with even more bites and no longer felt safe sleeping in the bed. We strongly suspected there were bugs hiding in the mattress. We ended up leaving the room in the middle of the night and spent the rest of the night in the hotel lobby because we were too afraid to return to bed.
What disappointed us the most was how the situation was handled. We showed the staff numerous photos documenting the bites over both nights, yet the only compensation offered was to waive a small bill (about RMB 55) for an ice cream and a coffee. Considering we lost two nights of sleep, experienced significant discomfort, and had to spend an entire night in the lobby, this response felt inadequate and did not reflect the level of service we expected.
In addition, the hotel itself feels quite dated. Although it has its charm, many areas appear to have aged significantly. The towels were noticeably worn, wooden fixtures were chipped, and the overall condition suggested the property is overdue for a major renovation.
We genuinely wanted to enjoy our stay because the resort has so much potential. The grounds are beautiful, the facilities are plentiful, and the staff we interacted with were polite and friendly. However, the insect issue and the hotel’s response overshadowed everything else. We hope management takes this feedback seriously and thoroughly investigates the mattresses and rooms so future guests do not have the same experience.FromSGD 192
Great558 Reviews
Uluwatu Bali|19.37km from downtown
My stay at Renaissance Bali Uluwatu started with a hiccup, it ended on such a wonderful note that I would happily return.
Due to a system error, I was given the wrong room type upon check-in, and unfortunately there were no vacant rooms available that day. However, the hotel team handled the situation professionally. The very next day, they upgraded me to their best room category as part of their service recovery, which I truly appreciated.
What made the experience even more memorable was the genuine hospitality. The staff noticed it was my birthday and surprised me during breakfast by singing a birthday song. I was touched, although a little awkward too 😅. A special mention to Manager Aldi, who consistently checked in on me whenever we crossed paths around the hotel to make sure everything was going well. That personal touch made a big difference.
The hotel itself is beautiful—perfect for a relaxing getaway. The sunset views are stunning, the ambience is peaceful, and the spacious grounds make it a great place to unwind. My room was clean and comfortable, the breakfast team was efficient and attentive, and the overall service throughout the stay was excellent.
Thank you to the Renaissance Uluwatu team for turning an initial disappointment into such a memorable experience. Your sincere service recovery and warm hospitality truly stood out. I'll definitely be back!FromSGD 193
Amazing583 Reviews
Ubud Bali|15.95km from downtown
An absolutely incredible stay at Alaya Resort Ubud! The resort perfectly balances authentic Balinese charm with modern luxury. Even though it is located right in the heart of bustling Ubud, the hotel environment feels like a completely private, tranquil sanctuary.
The views from the property are stunning—waking up to the lush greenery and the peaceful rice terraces is exactly the kind of tropical escape you hope for in Bali. I stayed in an Alaya Room, which was beautifully designed, spacious, and impeccably clean.
What truly set this stay apart, however, was the staff. Every single team member went above and beyond to ensure the trip was perfect. They were genuinely warm, highly attentive, and showcased the absolute best of Balinese hospitality. Highly recommend this resort to anyone looking for a serene getaway!FromSGD 189
Business travel
Good423 Reviews
Seminyak Bali|6.6km from downtown
I chose Sense Seminyak Hotel mainly because of its strategic location—it’s right in front of Eiger and adidas stores, which made shopping super convenient for me. After that, I easily took a Gojek ride to Seminyak Beach to catch the sunset.
The location is definitely a big plus, with everything you need nearby. It’s also a popular choice among travelers because the price is very reasonable for what you get.
A great option if you’re looking for convenience, good value, and easy access to shopping and the beach!FromSGD 14
Very Good414 Reviews
Sanur Bali|7.01km from downtown
Prama Sanur Beach Bali is an established resort offering great value for money. Its biggest draw is the private beachfront, perfect for catching stunning sunrises, cycling, and enjoying water sports right from the hotel. The pool is large and surrounded by lush greenery. However, since the hotel has been around for a while, the rooms and bathrooms show their age. Overall, it's a good choice for budget-conscious travelers who prioritize a wide range of facilities and relaxing sea views, and aren't overly particular about the newest amenities.FromSGD 84
Very Good340 Reviews
Kuta Bali|10.42km from downtown
Overall, my stay was just okay – it was what you'd expect for the price, nothing special but no big surprises either. On the plus side, the service was decent; staff members always greeted me, and check-out was quick. However, there were a few minor issues in the room. The air conditioning was a bit noisy, which might bother light sleepers. Also, the shower had low water pressure and the temperature fluctuated. Cleanliness was acceptable, typical for a standard business hotel. All in all, it's decent value for money if you don't have high expectations.FromSGD 19
Very Good745 Reviews
Kuta Bali|9.39km from downtown
Clean and nice room. Buffet Breakfast is good. You can ask for fresh cooked noodles and omellet. The pool is clean ad big. Location is perfect. Near the beach, shopping, restairant and massage.FromSGD 48
Very Good432 Reviews
Seminyak Bali|6.77km from downtown
Everything was great, service, room, room view and location. I loved my experience staying in this hotel, if I visit Bali next time probably gonna stay here again. Convenient to go everywhere located heart of Seminyak, staffs were incredibly polite and friendly. My room view was just amazing, 5 star directly. I have some recommendation on breakfast option, it would be better if breakfast had variety of options, felt a bit limited but still delicious. Thank u for my stay comfyFromSGD 28
Breakfast
Very Good374 Reviews
Ubud Bali|21.48km from downtown
We stayed at Kenran Resort Ubud by Soscomma and had a truly peaceful experience. Even though it was rainy during our stay, the quiet mountain setting made it feel even more calm and serene. The atmosphere was perfect for relaxing and enjoying nature.
The breakfast and tea were absolutely delicious, and everything felt fresh and thoughtfully prepared. A wonderful place to unwind and recharge in Ubud. 🌿✨FromSGD 103
Great576 Reviews
Jimbaran Bali|14.1km from downtown
The hotel's location is excellent; we could watch the beach sunset from the 6th-floor restaurant. After the sun set, it was just a convenient 5-minute walk to the nearby beach, and the evening glow was beautiful. The breakfast was plentiful, with both Western and Indonesian options. I highly recommend the coconut milk beef soup; its flavor was uniquely wonderful. For dinner, we ate at the 6th-floor restaurant while watching the sunset. We ordered grilled fish, but they didn't have the one on the menu and substituted it with blue marlin. It was grilled so tough it was hard to chew and had no flavor. So, the next evening, we went to the convenient Village Hotel next to the Fox Hotel for dinner, and it was delicious. Just about ten meters out of the hotel alley, at the intersection, there's a small shop selling various souvenirs, which are quite cheap and worth a look. The bottled water provided by the hotel felt like it was refilled, so I didn't dare to drink it. We bought large bottles of water from the small shop for drinking and brushing our teeth. The hotel was very nice; even though they were fully booked, they still allowed us to check out an hour late. Around 1 PM, the hotel lobby was breezy and quite cool.FromSGD 41
Amazing1179 Reviews
Nusa Dua Bali|19.15km from downtown
Good day! This was our first time visiting this hotel. Overall, we were satisfied with our stay. Let's start with the pros: nice spacious rooms, a great view, wonderful pillows, and delicious breakfasts. The beach is beautiful with easy access to the water.
Now for the cons: 1. The hotel is starting to show its age and needs renovation, especially the common areas. 2. Beach cleaning was slow. 3. It was difficult to find a sun lounger; if you didn't claim one early in the morning, you risked being without one. There were also issues with towels. 4. The restaurants were very expensive, about three times pricier than those at Bali Collection. There was an incident with our room, and it took a while to resolve the issue. However, to the hotel's credit, they offered us a complimentary meal at the Chinese restaurant as a nice gesture. Also, there's absolutely nothing for teenagers to do; there are no entertainment options for them (no table tennis, no billiards) – nothing at all.FromSGD 504
Very Good176 Reviews
Nusa Dua Bali|14km from downtown
This hotel is a very good choice 👍🏼 I am a little picky, but here’s my review:
Pros:
✅ No damp smell, well ventilated ( I was worried about this)
✅ No insects in the room. There might be some geckos 🦎 (which is normal and expected) but I didn’t see any.
✅ Very clean in general
✅ Comfortable bed
✅ The service is amazing
✅ The staff is very friendly and helpful
✅ The breakfast is very good, there are plenty of choices.
✅ Their restaurant is also very good, in case you don’t want to go out of the resort.
✅ The vibe at the beach is nice and if you like water sports it is also good.
✅ The pool is huge and very nice
✅ Reasonable price (but it will depend on the season and demand)
Cons:
😑 Sound proof can be better, one can hear everyone from the pool (the sound enters from the main door)
😑 The beach is not the best for swimming, and is a bit dirty in general (not the hotel’s fault)
😑 The gym can be better as there are only 3 machines (spinning, treadmill and elliptical) the dumbbells are fine
✅😄 Overall, recommended! I was happy with my stay at this hotel!
It is good to give it a try!FromSGD 167
Great200 Reviews
Jimbaran Bali|15.75km from downtown
🛎️ Check-in & Staff: Staff were friendly all over the hotel. Check-in was smooth — our room wasn't ready yet, but they kindly offered us a complimentary tea hour at the Khatha Lounge while we waited. A lovely touch.
🛏️ The Room: Spacious, and they had the sofa bed set up for our family in advance. However, our first room was on a corridor that acts as the main pass-through to all other rooms — nearly every guest walks past your door. It was very noisy, especially at night, and got much worse in the evenings with guests staying up for the World Cup games. I had to go to reception very late at night to request a change. Tip: avoid rooms 1502–1510.
👍 To their credit, reception handled it well and moved us to a quieter floor away from the elevator. So in the end, just 1 noisy night out of our 5-night stay.
🏊 Pool: Very large — essentially 4 connected pools, including a dedicated kids' pool (around 40 cm deep) with slides. Perfect for children.
🍳 Breakfast: Very good with a wide variety of options.
💆 Spa: Very nice and clean.
Verdict: A warm, family-friendly resort with excellent facilities and staff who genuinely fix problems when they arise. Would stay again — just request a room away from the main corridor.
#MövenpickJimbaran #Bali #FamilyTravel #JimbaranFromSGD 111
FAQs about Bali Currency
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